UPDATED 11 NOVEMBER 2026 FTMO Futures Review & Complete Guide · plus FTMO CFDs · ~28 min read

FTMO Futures 2026: The Complete Guide to Growth vs Pro, Prices, Rules & Payouts

FTMO is one of the biggest names in prop trading – and now it's in futures. FTMO Futures is a dedicated program for CME futures with two account types, Growth and Pro, a one-step evaluation, EOD trailing drawdown, no consistency rule once you're funded, no activation fee and a 90% profit split. The best traders can be invited to a Live Funded Account with real capital and daily, uncapped payouts.

In this guide we go through every price, every rule and every payout condition – and show you exactly which FTMO Futures account fits your trading style.

⚡ FTMO Futures in 30 seconds

  • Accounts: $50K, $100K, $150K – Growth or Pro
  • Price: from $119/month (Growth $50K), no activation fee
  • Profit target: 6% · drawdown: EOD trailing, locks at starting balance
  • No time limit, no minimum days in the evaluation
  • Payouts: every 4 (Growth) or 5 days (Pro) · 90% split · min. $20
  • Up to 3 Sim-Funded accounts = up to $450,000 simulated capital
  • Also CFDs: 2-Step, 1-Step and Instant from $5K to $200K – see below

FTMO Futures at a glance

Profit split

90%

Sim-Funded & Live

Drawdown

EOD trailing

No intraday trailing · locks at start balance

Price

from $119/mo

No activation fee

Account sizes

$50K–$150K

Up to 3 funded = $450K

Funded consistency

None

Only in the evaluation

Payout cycle

4 / 5 days

Growth / Pro

Max payout cap

$8,000

Pro $150K, per request

Live account

Daily payouts

No cap · by invitation

Behind the program stands FTMO, which reports more than 4.5 million customers, over $650 million paid in rewards, traders in 140+ countries and a 4.8/5 Trustpilot rating after 10 years in the business. Evaluations use live CME market data; trading runs on the NinjaTrader/Tradovate infrastructure, so you can trade via NinjaTrader, Tradovate or TradingView. Note: FTMO Futures is available in English only.

How FTMO Futures works – 3 steps

  1. Evaluation (simulated): choose Growth or Pro, $50K–$150K, and pay a monthly subscription. Reach the 6% profit target without breaching the max drawdown (and on Pro the daily loss limit) while meeting the consistency rule. No time limit, no minimum trading days.
  2. Sim-Funded Account: after passing, complete identity verification (KYC) and sign the Sim-Funded terms. The profit target and the consistency rule disappear. You trade a simulated account and earn real payouts – 90% of your simulated profit.
  3. Live Funded Account: a small group of top, consistent traders is invited by FTMO to trade real capital – with only the max drawdown as a rule and daily, uncapped payouts.

All eligibility checks (passing, qualifying days) happen after the trading day closes at 4:10 p.m. ET. The FTMO Futures trading day runs from 6:00 p.m. ET to 4:10 p.m. ET the next day.

FTMO Futures Growth vs Pro – full comparison

Both programs have the same account sizes, the same 6% target, the same contract limits and the same 90% split. The differences: Growth is cheaper and has no daily loss limit in the evaluation, while Pro gives you up to 50% more drawdown, 100% withdrawals and twice the payout caps – but with a hard daily loss limit.

GrowthPro
Monthly fee$119 – $229$139 – $269
Reset fee$109 – $219$129 – $259
Activation feeNoneNone
Profit target6% ($3K / $6K / $9K)6% ($3K / $6K / $9K)
Max drawdown (EOD trailing)$2,000 / $3,000 / $4,500$3,000 / $4,500 / $6,000
Target-to-drawdown1.5 : 1 to 2 : 11 : 1 to 1.5 : 1
Daily loss – evaluationNone$1,000 / $1,500 / $2,000 (hard)
Daily loss – Sim-Funded$1,000 / $2,000 / $3,000 (soft)$1,000 / $1,500 / $2,000 (hard)
Consistency – evaluationBest day ≤ 40%Best day ≤ 50%
Consistency – Sim-FundedNoneNone
Min. trading days / time limitNone / noneNone / none
Qualifying days per payout4 days ($150 / $300 / $450+)5 days ($200 / $300 / $500+)
Payout cycleEvery 4 daysEvery 5 days
Withdrawable profit50% per request100% per request
Payout cap per request$2,500 / $3,000 / $4,000$5,000 / $6,000 / $8,000
Profit split90%90%
Max contracts5 / 10 / 15 minis (scaling)5 / 10 / 15 minis (scaling)

FTMO Futures Growth account

FTMO calls Growth the account "for traders who aspire to grow" – lower fees and easier rules to get funded. The big plus: no daily loss limit in the evaluation. Once you're Sim-Funded, a soft daily loss limit applies – if you hit it, your positions are closed and trading is suspended for the rest of the day, but your account is not terminated.

The trade-off is on the payout side: you can withdraw 50% of your profit per request, capped at $2,500–$4,000. The other 50% stays in the account as a cushion.

Growth evaluation – prices & rules

AccountMonthly feeReset feeProfit targetMax drawdown (EOD trailing)Daily loss limitConsistencyMax contracts
$50K$119/mo$109$3,000$2,000NoneBest day ≤ 40%5 minis / 50 micros
$100K$169/mo$159$6,000$3,000NoneBest day ≤ 40%10 minis / 100 micros
$150K$229/mo$219$9,000$4,500NoneBest day ≤ 40%15 minis / 150 micros

Growth $100K / $150K: FTMO's main comparison table shows a $3,000 / $4,500 drawdown, an older FTMO page $3,500 / $5,000. Your dashboard is binding.

Growth Sim-Funded rules

AccountMax drawdown (EOD trailing)Daily loss limitQualifying daysWithdrawable profitPayout cap / requestPayout cycle
$50K$2,000$1,000 soft4 days of $150+50%$2,500Every 4 days
$100K$3,000$2,000 soft4 days of $300+50%$3,000Every 4 days
$150K$4,500$3,000 soft4 days of $450+50%$4,000Every 4 days
Why Growth? Cheapest entry ($119/mo), no daily loss limit while you're being evaluated and a forgiving soft limit once funded. Ideal if you're still building consistency and want the lowest risk of losing the account on one bad day.

FTMO Futures Pro account

Pro is "for traders who want more": up to 50% more drawdown than Growth (target-to-drawdown starts at 1:1 on the $50K), 100% of your profit withdrawable per request and payout caps of $5,000, $6,000 and $8,000.

The price for that: a hard daily loss limit in both the evaluation and the Sim-Funded stage. Breach it in the evaluation and the evaluation ends; breach it on a Sim-Funded account and the account is terminated permanently. The evaluation consistency rule is a bit looser (50% instead of 40%), and you need 5 qualifying days per payout instead of 4.

Pro evaluation – prices & rules

AccountMonthly feeReset feeProfit targetMax drawdown (EOD trailing)Daily loss limitConsistencyMax contracts
$50K$139/mo$129$3,000$3,000$1,000 hardBest day ≤ 50%5 minis / 50 micros
$100K$199/mo$189$6,000$4,500$1,500 hardBest day ≤ 50%10 minis / 100 micros
$150K$269/mo$259$9,000$6,000$2,000 hardBest day ≤ 50%15 minis / 150 micros

Pro Sim-Funded rules

AccountMax drawdown (EOD trailing)Daily loss limitQualifying daysWithdrawable profitPayout cap / requestPayout cycle
$50K$3,000$1,000 hard5 days of $200+100%$5,000Every 5 days
$100K$4,500$1,500 hard5 days of $300+100%$6,000Every 5 days
$150K$6,000$2,000 hard5 days of $500+100%$8,000Every 5 days
Respect the hard limit: on Pro, the daily loss limit is the one rule that can end everything in a single session. Set your own daily stop well below it – e.g. 60–70% of the limit.

The FTMO Futures drawdown explained

  • End-of-day trailing on equity: the drawdown level is recalculated at the end of each trading day based on your equity. Intraday swings don't move it – there is no intraday trailing.
  • It only moves up: when your end-of-day equity makes a new high, the floor moves up by the same amount. It never moves down.
  • Trailing lock: once the floor reaches your initial simulated capital (e.g. $50,000), it stops trailing and stays there for good.
  • Breach: in the evaluation, a breach ends the evaluation; on a Sim-Funded account, it terminates the account.
Example – Pro $50K ($3,000 drawdown): you start with a floor at $47,000. You finish a day at $51,500 → the floor moves to $48,500. You finish another day at $53,200 → the floor would be $50,200, but it locks at $50,000. From now on you always have everything above $50,000 as room.

Scaling plan & contract limits

In the evaluation you can trade the full contract limit (5 / 10 / 15 minis). On a Sim-Funded account you start smaller and unlock more contracts as your profit above the starting balance grows. One mini/standard contract equals 10 micros.

Profit above starting balance$50K$100K$150K
$0 – $9992 minis / 20 micros4 minis / 40 micros6 minis / 60 micros
$1,000 – $1,9993 minis / 30 micros5 minis / 50 micros8 minis / 80 micros
$2,000 – $2,9995 minis / 50 micros8 minis / 80 micros10 minis / 100 micros
$3,000 – $4,4995 minis / 50 micros10 minis / 100 micros12 minis / 120 micros
$4,500+5 minis / 50 micros10 minis / 100 micros15 minis / 150 micros

The limits can drop back if your end-of-day balance falls into a lower tier. FTMO also advertises a scaling path of up to $2M.

FTMO Futures payouts explained

Profit split

90 / 10

You keep 90%

Minimum payout

$20

All accounts

Payout cycle

4 / 5 days

Growth / Pro

New-profit rule

≥ 50%

of each request from the current cycle

The four payout conditions

  1. Qualifying days: Growth needs 4 days with closed P&L of at least $150 / $300 / $450; Pro needs 5 days of $200 / $300 / $500 ($50K / $100K / $150K). A day below the threshold simply doesn't count.
  2. Withdrawable share: Growth lets you request up to 50% of your profit above the starting balance; Pro up to 100%.
  3. Payout cap: Growth $2,500 / $3,000 / $4,000 per request; Pro $5,000 / $6,000 / $8,000.
  4. New profit: at least 50% of the amount you request must come from profit made in the current payout cycle.

When you confirm a withdrawal, all open positions and pending orders are closed. You then receive 90% of the requested amount.

Payout examples

Growth $50K

You've made $4,000 with 4 qualifying days of $150+. You may withdraw 50% = $2,000 (below the $2,500 cap). You receive $1,800, and $2,000 stays in the account as a cushion.

Pro $50K

You've made $4,000 with 5 qualifying days of $200+. You may withdraw up to 100% = $4,000 (below the $5,000 cap). Withdraw $4,000 → you receive $3,600. But see the warning below!

New-profit rule

You carried over $2,000 and made $400 of new profit this cycle. Because at least 50% of a request must be new profit, your maximum request is $800.

Pro trap: FTMO itself warns that a full withdrawal on Pro can violate the max drawdown. Once your floor has locked at the starting balance, withdrawing all your profit puts your balance right on the floor. Always leave a cushion – e.g. withdraw $2,500–$3,000 of $4,000.

Best value: monthly cost per $1,000 of drawdown

Because FTMO Futures is a monthly subscription, the fairest comparison is what you pay per month for each $1,000 of drawdown – sorted from best to worst value:

AccountMonthly feeProfit targetMax drawdownTarget : drawdownMonthly cost per $1,000 drawdown
Pro $100K$199/mo$6,000$4,5001.33 : 1$44.22
Pro $150K$269/mo$9,000$6,0001.50 : 1$44.83
Pro $50K$139/mo$3,000$3,0001 : 1$46.33
Growth $150K$229/mo$9,000$4,5002 : 1$50.89
Growth $100K$169/mo$6,000$3,0002 : 1$56.33
Growth $50K$119/mo$3,000$2,0001.50 : 1$59.50
Our take: Per dollar of drawdown, Pro is clearly the better deal – the $100K Pro gives you $4,500 of room for $199/month. Growth only wins if you specifically want no daily loss limit in the evaluation and a soft limit when funded.

The FTMO Futures Live Funded Account

This is where FTMO Futures stands out. The best Sim-Funded traders can be invited to trade real capital:

  • Access: by invitation only, at FTMO's discretion – a small group of top, consistent traders after a track record of approved payouts.
  • Rules: only the max drawdown remains.
  • Buffer: a one-time buffer must be cleared before the first payout.
  • Payouts: daily once the buffer is cleared – no payout cap.
  • Split: 90/10.
  • Market data: data fees apply; FTMO covers one exchange.
  • Opposite positions on a single live account are allowed.

Trading rules & forbidden practices

What's allowed

  • News trading – as long as it fits your normal approach.
  • Automated trading – if it doesn't exploit the simulation (no HFT, no latency arbitrage).
  • Copying between your own FTMO accounts – if every account follows all rules on its own.
  • Unlimited evaluations at the same time.

What's forbidden

  • Overnight exposure: no positions or resting orders past the end of the session – they're liquidated/cancelled automatically.
  • CME price limits: no new positions within 2% of the CME daily price limit.
  • Copy trading of other people's trades, signals or master accounts (paid or free).
  • Hedging across accounts – at FTMO, other FTMO Group products or other providers.
  • Exploiting the simulation – delayed prices, platform errors, sim-only quirks.
  • Using the drawdown as your stop or trading in a way a professional with real capital wouldn't (overleveraging, one-sided bets, account rolling).
  • Inconsistent sizing and trading the evaluation differently than you'd trade a funded account.
  • Third-party access – the account is strictly personal.
  • Market manipulation such as spoofing, layering or wash trading.
Inactivity: after 30 days without trading on a Sim-Funded account you get a warning; after another 30 inactive days the account is closed.

Who can join FTMO Futures?

FTMO Futures is available almost worldwide – including Germany, Austria and Switzerland – to natural persons aged 18+ (companies and self-employed applicants should contact FTMO first).

  • Excluded US states: Arkansas, Delaware, Louisiana, Montana, South Carolina.
  • Notable excluded countries: Australia, Russia, Ukraine, Belarus, China, Vietnam, Indonesia, Kazakhstan, Monaco, San Marino and others – plus Iran, Syria, Myanmar and North Korea.
  • Not every eligible country qualifies for a Live Funded Account.

Which FTMO Futures account fits you?

"I want the cheapest entry"

Growth $50K for $119/month – no daily loss limit in the evaluation.

"I want maximum room"

Pro $100K or $150K – the best drawdown per dollar ($4,500 / $6,000).

"I want big payouts"

Pro – 100% withdrawable and caps up to $8,000 per request.

"I sometimes have red days"

Growth – the soft daily limit only stops your day, it doesn't kill your account.

"I'm disciplined with daily stops"

Pro – the hard limit won't bother you, and you get up to 50% more drawdown.

"I want to scale"

Run up to 3 Sim-Funded accounts (mix Growth and Pro) – up to $450,000.

FTMO Futures pros & cons

Pros
  • FTMO brand: 10 years, $650M+ paid, 4.8 Trustpilot
  • EOD trailing drawdown that locks at the starting balance
  • No consistency rule once funded
  • No time limit, no minimum days, no activation fee
  • Pro: 100% withdrawals, caps up to $8,000, 1:1 target-to-drawdown
  • Growth: no daily loss limit in the evaluation
  • News trading allowed
  • Real Live Funded path with daily, uncapped payouts
Cons
  • Monthly subscription that keeps running after a breach
  • Pro has a hard daily loss limit (eval + funded)
  • Growth: only 50% of profit withdrawable per request
  • Max. 3 Sim-Funded accounts
  • No overnight positions
  • Smallest account is $50K – no $25K option
  • English only; Australia and several countries excluded

Common mistakes to avoid

  1. Passing too fast on one day. The consistency rule (40% Growth / 50% Pro) means your best day can't carry the whole target – plan for at least 2–3 good days.
  2. Hitting the hard daily limit on Pro. One revenge trade can end your evaluation or funded account.
  3. Withdrawing everything on Pro. Leave a cushion above your locked floor.
  4. Small "green" days that don't qualify. A $120 day doesn't count toward the $150 threshold.
  5. Forgetting the subscription. It doesn't stop automatically after a breach.
  6. Holding into the close. Open positions are liquidated at the end of the session.
  7. Copying a signal provider. Copy trading other people's trades is forbidden and can cost you your payouts.

FTMO CFDs: 2-Step, 1-Step & Instant

Besides futures, FTMO runs its original CFD programs for forex, indices, commodities, stock CFDs and crypto CFDs (CFDs – not real shares or coins) on MT4, MT5, TradingView and cTrader. Prices are in euros.

2-Step Challenge1-Step ChallengeInstant Account
Evaluation2 phases1 phaseNone
Profit target10% / 5%10%–
Daily loss5%3%3%
Max loss10% static10% trailing on balance (EOD)10% trailing on balance (intraday)
Min trading days4NoneNone
ConsistencyNone50% best day30%
Reward splitUp to 90%90%90%
FeeOne-time, refundableOne-time, not refundableOne-time, not refundable
Account typesStandard or SwingStandardStandard
Sizes$10K – $200KCheck checkout$5K – $100K
Size2-StepInstant
$5K–€169
$10K€89€339
$25K€250€749
$50K€345€1,499
$100K€439€2,999
$200K€1,080–
  • 2-Step is the classic FTMO Challenge: the static 10% max loss never moves, and the fee is refunded with your first reward.
  • 1-Step is faster (one phase, no minimum days) but uses a trailing max loss on the end-of-day balance and a 50% best-day rule. Sizes and prices: check the checkout.
  • Instant skips the evaluation – but the 10% max loss trails your balance intraday, and the 30% consistency rule applies.
  • Prices from FTMO's pages on 11 November 2026 – the checkout applies.

FTMO Futures FAQ

How much does FTMO Futures cost?

FTMO Futures evaluations are monthly subscriptions. Growth costs $119 ($50K), $169 ($100K) or $229 ($150K) per month. Pro costs $139, $199 or $269 per month. There is no activation fee. A reset costs $109–$219 (Growth) or $129–$259 (Pro).

What is the difference between FTMO Futures Growth and Pro?

Growth is cheaper, has no daily loss limit in the evaluation, a soft daily loss limit when funded, and lets you withdraw 50% of your profit per request with caps of $2,500–$4,000. Pro costs a bit more but gives you more drawdown ($3,000–$6,000), 100% withdrawals and payout caps of $5,000–$8,000 – in exchange for a hard daily loss limit.

What drawdown does FTMO Futures use?

An end-of-day (EOD) trailing max drawdown calculated on equity. It only moves up and locks once it reaches your initial simulated capital. There is no intraday trailing.

Does FTMO Futures have a consistency rule?

Only in the evaluation: your best day may not exceed 40% (Growth) or 50% (Pro) of your total profit. Exceeding it is not a breach – you simply keep trading until the ratio is met. Sim-Funded accounts have no consistency rule.

Is there a minimum number of trading days or a time limit?

No. There is no minimum number of trading days (other than what the consistency rule implies) and no time limit in the evaluation.

How often can I get paid?

Growth: every 4 days after 4 qualifying days. Pro: every 5 days after 5 qualifying days. The minimum payout is $20 and you receive 90% of the requested amount.

What is a qualifying day?

A trading day whose closed P&L reaches the minimum for your account: $150/$300/$450 on Growth or $200/$300/$500 on Pro ($50K/$100K/$150K). Qualifying days are checked after the trading day ends at 4:10 p.m. ET.

How many FTMO Futures accounts can I have?

Unlimited evaluations (each with its own subscription) and up to 3 Sim-Funded accounts at once – shared between Growth and Pro. That's up to $450,000 in simulated capital.

Can I hold positions overnight?

No. Positions and resting orders are not allowed past the end of the session – they are liquidated or cancelled automatically. The FTMO Futures trading day runs from 6:00 p.m. ET to 4:10 p.m. ET.

Is news trading allowed?

Yes. News trading is allowed. However, FTMO looks at whether your trading around news is consistent with your normal approach, and you can't open new positions within 2% of the CME daily price limit.

Can I use a trade copier or algos?

Copying between your own FTMO accounts is allowed if each account follows all rules. Copying someone else's trades or signals is forbidden. Automated trading is allowed, but not HFT, latency arbitrage or anything that exploits the simulation.

Can I trade FTMO Futures from Germany, Austria or Switzerland?

Yes – Germany, Austria and Switzerland are not on FTMO's exclusion list. Excluded are, among others, Australia, Russia, Ukraine, China, Vietnam and five US states (Arkansas, Delaware, Louisiana, Montana, South Carolina).

What is the FTMO Futures Live Funded Account?

Top Sim-Funded traders can be invited to a Live Funded Account with real capital. Only the max drawdown remains, a one-time buffer must be cleared first, and then daily payouts without a cap are possible at a 90/10 split. Market data fees apply, with FTMO covering one exchange.

Does FTMO also offer CFD accounts?

Yes – the 2-Step Challenge (10%/5% targets, 10% static max loss, refundable fee), the 1-Step Challenge (10% target, trailing max loss on the end-of-day balance, 50% best-day rule) and the Instant Account (no evaluation, 10% intraday trailing max loss, 30% consistency).

Which code should I use?

PROPPED – via our link at checkout.

Is the subscription cancelled if I fail?

No. The monthly subscription continues even after a breach – you can reset at a reduced fee or keep trading on the next billing cycle. Cancel it yourself if you want to stop.

Our verdict

FTMO Futures brings the most recognized name in prop trading to CME futures with a clean, trader-friendly structure: EOD trailing drawdown with a lock, no funded consistency rule, no activation fee, no time limit and a 90% split. Pro is the better value for disciplined traders – more drawdown, 100% withdrawals and payout caps up to $8,000. Growth is the softer entry point for traders who want no daily loss limit while they're being evaluated. The real highlight is the path to a Live Funded Account with daily, uncapped payouts. Downsides are the running monthly subscription, the hard daily limit on Pro and the 3-account maximum.

Ready to start?

Choose Growth or Pro, $50K–$150K – from $119/month, no activation fee.

Compare FTMO Futures with other firms in our Comparison Tool, find current deals on our Discount Codes page or browse all prop firms.

Disclosure: PROPPED may earn a commission when you sign up through our links, at no extra cost to you. All prices and rules are based on FTMO's published FTMO Futures information as of November 2026 and can change at any time – always check the current rules on ftmo.com before buying. FTMO Futures Evaluation and Sim-Funded accounts are demo accounts with fictitious funds in a simulated environment. Trading futures involves substantial risk of loss. This article is not financial advice.